Commercial / Business Loans

The loan officers at Escambia County Bank are available to tailor the right loan solution for your business needs. We offer a wide range of commercial loan options and deliver each with prompt, friendly service. We offer local decision making to support our community.


  • Local decision-making
  • Competitive rates
  • Convenient hours


  • Equipment loans
  • Vehicle loans
  • Working capital lines of credit
  • Standby letters of credit
  • Commercial real estate loans
  • Permanent end financing
  • Land development loans

Items needed for the commercial loan process:

  • Last three years of fiscal year-end balance sheets
  • Last three years of income statements
  • Interim balance sheets and income statements
  • Signed personal financial statement
  • Last two years federal tax returns on proposed borrower

Commercial loan requests require:

  • If a corporation: Articles of Incorporation
  • If a partnership: Partnership Agreement
  • If an LLC: Articles of Organization

Savings Account

Offering you accounts that will grow from your first pennies to an enjoyable retirement.

Internet Banking & Bill Pay

Enjoy 24/7 access to your accounts from the convenience of your laptop or PC.